A money 1.7.2

Convenient at all times through the A money Mobile Application

A money simplifies financial services, making everything easier. The A money Mobile Application provides services for customers who are members of the A money cash card, allowing them to easily check their card's remaining balance, outstanding balance, and various promotions conveniently and quickly.

Features:

• Apply for an A money cash card through the mobile application by confirming your NDID and instantly request approval for the cash card anytime, anywhere, knowing the credit result within 30 minutes.
• Benefits of the A money card.
• Check card balance, outstanding balance, and payment due date.
• Withdraw money through bank channels, Prompt Pay, or counter services.
• Make payments via barcode or QR code.
• Other services such as credit limit increase, activate A money card, freeze card, issue new card, update personal information, apply for e-Statement/e-NCB, and register for Direct Debit.
• Evaluate your credit by yourself to see if you are eligible to apply for a loan.
• Credit calculation program.
• Check news/promotions.
• My Privileges.
• Contact us/Inquiries through customer service centers, email, website, Facebook, and Chat.
• Register for Direct Debit.
• Frequently Asked Questions (F.A.Q.).
• Check A money branch network.

Approved Credit Limit:

The maximum approval is up to 5 times the income for customers with an average income of at least 30,000 Baht. For customers with an average income below 30,000 Baht, the maximum approved limit is up to 1.5 times the income. Interest rates range from 17% to 25% per year. Minimum repayment period is from 12 months to 60 months.* Personal credit assessment follows company terms and conditions.

*The offered table calculates the debt burden based on specific credit amounts and client loan durations. The installment amounts are subject to full payment by customers within the agreed schedule as outlined in the contract.

Debt Burden Table:

• Credit: 10,000 Baht
• Interest rate and credit line use fee: 25% per year (principal & interest reduction)
• • Minimum payment: 3% of outstanding balance not less than 100 Baht

Example:

1. Payment: Amount =1,000.00; Interest =116.43; Principal =883.57; Outstanding balance =9,116.43
2. ... (continued installment payments)
...

Credit Calculation Explanation:

The interest rate and credit line usage fee in each installment: Principal remaining from the previous period x annual interest rate and credit line usage fee x number of days in each billing cycle ÷ 365 days

Cashback amount in each installment: Monthly repayment amount - other expenses - interest rate and credit line usage fee in each installment

Remaining principal in each installment: Remaining principal from the previous period - principal payment in this period

Note: The debt burden table is customized based on loan amounts and customer loan periods. The actual installment amount will follow the above table when customers make full payments and strictly comply with the designated timeline in the contract. Failure to meet the minimum payment may result in additional debt collection costs and alter both the principal amount and number of installments required for repayment. Payments received will first cover other expenses, interest charges, and credit line usage fees before reducing the principal amount.